Spending Smarter

Our Spending Smarter initiative is a one stop shop for your financial fitness needs. We're proud to say that this webpage received the 2018 ALA- RUSA Award for Excellence in Reference and Adult Library Services!


The following are excellent online resources for checking, learning about and improving your credit score:

Annual Credit Report
Your Credit History
Building a Better Credit Report
Sample Letter for Disputing Credit
FTC FAQs on Credit Reports
Credit Karma
Consumer Financial Protection Bureau (CFPB)

Request a Financial Opportunity Center Coach


While we can't offer financial advice directly, our Business Technology Department (419.259.5209) can connect you with books, resources and online materials, and can refer you to a number of community resources:

Adelante Latino Resource Center (419.244.8440)
Help with financial literacy, savings and home ownership topics

City of Toledo Department of Neighborhoods (419.245.1400)
Help with home ownership and related topics

East Toledo Family Center (419.691.1429)

NeighborWorks: Toledo Region (419.691.2900)
Help with home ownership and related topics

ONE Village Financial Opportunity Center (419.724.5640)
Serves 43604, 43608, 436011, or any Toledo household with children present

OSU Extension, Lucas County (419.213.4254)
Information on budgeting and household management

Pathway (419.242.7304)
Financial education classes for low income Lucas County residents

ProMedica Financial Opportunity Center (567.585.0059)
Also offers tax preparation services through the Ohio Benefit Bank.

United Way of Northwest Ohio Income Services (211 or 1.800.650.HELP)
Emergency financial services, financial coaching and education

Request a Financial Opportunity Center Coach

Research Tools

Fund Analyzer by FINRA

Features information and analysis on over 18,000 mutual funds, Exchange Traded Funds (ETFs) and Exchange Traded Notes (ETNs). Estimates the value of the funds and allows users to compare up to three funds. Note: users must accept the terms of use to use the tool.

Access Fund Analyzer by FINRA Now

Investment Education

Provides the knowledge, skills and tools needed for financial success created by the FINRA Foundation, the Financial Industry Regulatory Authority.

Access Investment Education Now


Find a stock or a fund to meet your needs, research current or prospective holdings, or see how your investments fit together.

Access Morningstar Now

Plunkett Research Online

Offers business intelligence, industry trends, market research, stats, leads, plus company contacts for over 30 different major industries and tips for job seekers.

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Reference USA

Contains detailed information on millions of companies located in the U.S. and Canada as well as international companies in OneSource. It also includes job postings, U.S. and Canadian White Pages, healthcare providers and information on homeowners and lifestyles.

This database is built to be used with Chrome Browser or FireFox Browser.

Access Reference USA Now